Don't HR Alone #27 - Senate's ACA Replacement (BCRA) Breakdown

June 28, 2017



Coverage to age 26:

Stays the same.  Dependents remain on there parents plan until age 26, married or not.


Subsidy for purchasing individual health insurance:

The ACA (Obamacare) provided subsidies for those who earned between 132% and 400% of the federal povertly line.  If you fell into that category, the cost to your family to purchase the second lowest cost silver plan available in your market is limited to 9.65%. 


Under the BCRA, the subsidies are provided for those earning between 0% and 350% of the federal poverty line.  Assuming you fall into that category, the cos